Consumer Financial Protection Bureau
The CFPB's vision is a consumer finance marketplace that works for American consumers, responsible providers, and the economy as a whole.
State Consumer Privacy Laws and the Monetization of Consumer …
Nov 12, 2024 · This report summarizes the state laws that give consumers more control over their data, how these rights complement the protections under federal law, and the gaps in protection that result from state law exemptions for financial institutions subject to the Gramm-Leach-Bliley Act (GLBA) or the Fair Credit Reporting Act (FCRA).
Credit cards - Consumer Financial Protection Bureau
Learn when companies can change your credit card terms. A company can typically change your credit card terms for future purchases, but they’re generally required to notify you 45 days in advance of any significant changes.Read more
4 CONSUMER FINANCIAL PROTECTIONBUREAU . 2. The federal financial data privacy framework . Existing federal regulations on financial data privacy have drawn significant scrutiny,
Fraud and scams - Consumer Financial Protection Bureau
Losing money or property to scams and fraud can be devastating. Our resources can help you prevent, recognize, and report scams and fraud.
About us - Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
Submit a complaint - Consumer Financial Protection Bureau
Your complaint goes through several steps that help you get a response and help us identify problems in the marketplace.. 1. Complaint submitted. You submit a complaint, or another government agency forwards your complaint to us. You will receive email updates and can check the status of your complaint.. 2.
Beware of scammers pretending to be from the CFPB
Sep 1, 2022 · This week we confirmed that scammers are using CFPB employee’s names and imagery to try and steal your money. We’ve heard from people, specifically older adults, who were defrauded thousands of dollars from scammers pretending to be with the CFPB.
CFPB Confirms Effective Date for Debt Collection Final Rules
Jul 30, 2021 · The Consumer Financial Protection Bureau (CFPB) today announced that two final rules issued under the Fair Debt Collection Practices Act (FDCPA) will take effect as planned, on November 30, 2021.
Debt Collection (FDCPA) - Consumer Financial Protection Bureau
Oct 18, 2021 · Featured topic. On July 27, 2022, the Bureau released frequently asked questions on the electronic communication and unusual or inconvenient time and place provisions in the Debt Collection Rule.. On October 29, 2021, the Bureau released a guidance document on how to disclose the validation information in the Itemization Table on the model validation notice.