B y his early 20s, Oz Noy was already an in-demand session and live guitarist. Upon his arrival in New York City in the mid ...

The combined 2% rewards rate — 1% when you make a purchase and 1% when you pay it off — is among the best on any cash-back card ... this remains one of the better top-of-wallet cards.

When it comes to flat-rate cash-back cards, it's hard to beat 2% back, especially when the card is one of the few in this category to come with a bonus for new cardmembers.