Affirm review: When should you use 'buy now, pay later' provider? 'Buy now, pay later' service Affirm offers loans with APRs ranging from 0% to 30%. Updated Tue, Apr 15 2025.

Affirm reports your on-time and late payments to Experian and TransUnion. The impact of BNPL payments on your credit score depends on which credit scoring model is used.

Affirm personal loans can be used for both in-store and online purchases. You’ll often see an Affirm payment option during checkout at many retailers, but even if it’s not available, ...

Affirm also provides longer payment plans for purchases up to $20,000, or $30,000 if you’re able to make a $10,000 down payment. These plans charge an annual percentage rate (APR) of 0% to 36% ...

Costco recently announced it's partnering with Affirm to offer its customers Buy Now, Pay Later plans for online purchases between $500 and $17,500. This BNPL plan lets you split a purchase into ...