There are some key differences between the two types ... time to pull the money out of a retirement account, understand how a Roth and a traditional IRA differ beyond tax treatment.

Deciding between a traditional 401(k) and a Roth 401(k) can significantly impact your retirement savings strategy.

Learn how to decide whether to max out your 401(k) or IRA first based on your income, tax bracket, and retirement goals.

Here’s how the Roth IRA works, what it offers and how it compares to a traditional IRA. If you already know you want a Roth ...

Related: ‘I got seriously burned’: My financial adviser took me for lunch, bought my kids gifts — and had me invest $500,000 ...

No one wants to pay more tax than they owe. Building a tax-efficient retirement paycheck means weighing options, running ...

The bottom line is that with the exception of the state Auto-IRA programs, IRAs remain primarily a way for those with retirement assets to gain more tax-advantaged saving rather than a mechanism for ...

Before you contribute to an IRA, consider future tax brackets, withdrawal rules and the long-term benefits for heirs. Read Full Article » ...

Retirement may seem far away, but the choices you make today determine the lifestyle you will enjoy later. A common question I hear is “How do I save enough to retire?” The good news is that it’s not ...

Getting a tax refund can feel like your bank account just got a little bonus round. And for many people, it’s tempting to ...