Needham analysts believe obtaining a license could nearly double tthe company’s earnings per share in fiscal 2027.

This lower-interest alternative to a credit card splits up purchases into equal payments over time, but it has downsides.

If you're unsure about whether you want to apply for a loan, Affirm also offers consumers the option to 'prequalify' for a loan which allows you to see the value of the loan you would qualify for.

You may be approved for loans at some stores but not others, and if you have one Affirm loan, you might have to wait before taking out another. Each loan application is considered separately.