I recently received a “Christmas wish list” from one of my husband’s adult children. This adult child is in their late 40′s, married and living in a two-income household, both of whom are well paid. They have three children,

Last year we opted to purchase gifts that were more in line with our budget and more personal than the extravagant gift cards we have given in the past. I feel like this is a reaction to last year’s gifts and they are trying to steer us back to the more expensive gift cards.

The wish list consisted of items over twice what we spent last year and what we can reasonably afford this year.