If your unused credit card has no annual fee, there’s not much financial downside to leaving it open. This allows you to ...

Some issuers let you start using your credit card immediately after you're approved by giving you a card number. Here's what ...

Several elements contribute to your credit score, and while the number of credit cards you hold plays a role, it's ...

Canceling a credit card that you don’t use can also impact your credit utilization ratio. When you cancel a card you don’t ...

We’re not in a recession (as of this writing, at least), but that doesn't mean people aren't stressed. A NerdWallet survey ...

Having multiple credit cards doesn’t guarantee a better credit score—responsible usage, timely payments, and low credit ...

The process of making changes in your SBI account is quite simple and straightforward. However, you should carry the phone ...

A credit card is a double-edged sword. If you use it responsibly, then you’ll reap a lot of financial benefits. But if you’re ...

Sharing a Card Number Over the Phone It’s safe to assume that unsolicited callers asking for your credit card information are up to no good. So, it’s never a good idea to share your credit ...

The tech industry has spent months pitching AI personal assistants that know what you want and can do real work on your ...

Credit scores are three-digit numbers that summarize ... amount available to you. A good credit score makes you more likely to be approved for loans, credit cards and other financial products ...

Paying off debt is the best way to raise your credit score. Also, use only 70% of the credit available to avoid an indication ...