It has been edited for length and clarity. I was raised in an upper-middle-class home with a lot of resources, especially for a Black family in the 1960s. My aunt and uncle, who raised me ...

“Many upper-middle-class Americans are guilty of overleveraging themselves in real estate, assuming that home values will continue rising indefinitely,” said Erika Kullberg, a personal finance ...

“Upper-middle-class retirees often built their wealth by ... Security you qualify for and how much your assets, such as your home and investments, are likely to appreciate over the next decade.” ...