An icon in the shape of an angle pointing down. The Discover it® Student Cash Back is one of the best first credit cards for students and other young adults who have minimal credit history.

Your credit history is an important factor issuers consider when you apply for a credit card. But if you're among the 62 million Americans who, according to Experian, don't have enough credit ...

The good news is you can fix it. A credit score is a numerical representation of your credit history, so if you don't have a credit history, you might not have a credit score. There are two major ...

While credit scores are indeed important, don't overlook the importance of your full credit history. Here's why your credit history carries more weight than your credit score, and how you can use ...

1. It increases your length of credit history The length of your credit history is the third-biggest factor in your FICO® Score. It includes both the age of your oldest credit account and the ...

An adverse credit history is a track record of poor repayment history on one or more loans or credit cards. Adverse credit history will be reflected in a consumer’s credit report. It will lower ...

If you’re a young person just starting out or someone seeking to get ahead financially, building a strong credit history may seem daunting. On the one hand, you need to establish a track record ...

Apply for credit early, and keep your accounts open as long as you can. Length or age of credit history is how long you’ve had credit lines in your name. It accounts for about 15% of your credit score ...