Discover the differences between a Roth 401(k) and a traditional 401(k) and how Roth 401(k) matching works, including tax ...

Key Points Saving with your company's 401(k) plan is common retirement advice.But when you do, you also want to make sure you ...

How 401 (k) matching works Many companies offer a 401 (k) match as part of their retirement plan, but the exact terms of the match will depend on your employer’s unique offering.

A 401 (k) company match is a benefit your employer may offer. As you put money into your 401 (k), the company matches your contributions, wholly or partially, up to a certain amount.

But matching is optional and some employers don’t do it. Even if your employer doesn’t offer a match, there are still plenty of good reasons to max out your 401 (k) each year.

Key Takeaways Many 401 (k) plans offer employer matching contributions, but some don’t. Even without an employer match, you might want to participate in a 401 (k) because of its tax advantages.

An additional match for employees participating in their employer-sponsored plans—this time, from the federal government, as a provision in SECURE 2.0—will be rolled out in just a few years.

An employer match is one of the most valuable features of many 401 (k) plans. Even without an employer match of your contributions, however, a 401 (k) can still be useful for retirement savings.

The 401 (k) match may not be a factor if you don't plan to work at the company long enough to become fully vested in its retirement plan. The $23,760 Social Security bonus most retirees completely ...

Some employers match employee contributions at a higher percentage and some include profit-sharing in the deal. A competitive 401 (k) plan should have both low fees and a good company match.