Citibank, a Forbes Advisor partner, is shaking up its credit card portfolio. Why launch one new card when two are twice as nice? The issuer is releasing both the -annual fee and the premium which has a annual price tag.

A new rewards card with flexible earning potential. Here's how the Citi Strata compares to other no-fee options -- and who it's best for.

The new Citi Strata Elite is a very attractive travel credit card, even with its $595 annual fee, but its drawbacks might be discouraging.